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Builders Risk Insurance

Builders Risk Insurance in Missouri

Are you a custom homebuilder, general contractor, remodeling contractor, or property owner looking for Builders Risk insurance on a project in Springfield MO?

First, the basics on Builders Risk coverage.

Builders Risk for New Construction - Residential or Commercial

Builders Risk Insurance is a commercial property insurance coverage, most commonly used for new construction. The Builders Risk policy is designed to protect a home or commercial building while under construction, and the policy typically ends when the structure is occupied. The policy provides coverage for that part of the structure which has been completed, and building materials at the job site waiting to be installed.

Builders Risk for Remodeling Contractors

While most builders risk policies are for new, ground-up construction, remodeling contractors may need builders risk to cover an existing structure under renovation, as well as the cost of structural additions and improvements. In the case where the contractor is also the property owner, the builders risk policy may allow for occupancy during construction.

Builders Risk or Installation Coverage for Artisan Contractors

Artisan Contractors may have installation jobs large enough to require builders risk coverage for their portion of a project, to cover their finished part of the project, and building materials on site.

Need more information?

Contact Bill White Insurance Agency for a builders risk quote. We offer builders risk coverage for residential and commercial projects of most any size. Our insurance carrier partners offer policies that provide 12 months of coverage, usually with the option to extend. For homebuilders with five or more starts a year, we offer a monthly reporting form option. All other policies are written individually, and minimum premiums start at $375. Our technology platform allows us to quickly rate, bind coverage, and issue policies from our office.